Ripple Integrates XRP with Stripe's AI Agent Payments
On September 17, 2026, Ripple announced it has integrated its XRP Ledger (XRPL) into a new payment system for software-based transactions known as agent payments. This integration allows automated services to request and approve charges without human intervention, using the Machine Payments Protocol co-authored by Stripe and Tempo. The streaming component of these sessions runs on XRP rather than RLUSD due to limitations in the latter's current capabilities; RLUSD is expected to be enabled for such use cases only after a future ledger upgrade with no announced timeline. Ripple released version 1.1 of its XRPL AI Starter Kit, which now supports MPP and the Open Wallet Standard. This update enhances interoperability across blockchains by allowing agents to request transactions without full access to private keys. The integration is currently in beta and has not yet seen live commercial volume or significant market reaction. The move positions Ripple as a key player in machine-to-machine payments, with XRP serving as the primary asset for these automated sessions at this stage.

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Topics: AI agent payments Ripple Stripe integration XRP XRPL ledger