X Money Becomes the Exclusive Payout Method for U.S. Creators
Starting September 2, 2026, X has made its in-app payment platform, X Money, the sole payout method for creators participating in Original Content Rewards and subscriptions within the United States. This move eliminates alternative options like Stripe for these payouts among U.S.-based users. The change aims to provide instant access to earnings without requiring a minimum threshold before withdrawal. To qualify for payments via X Money, creators must verify their phone number through the app and be an active X Premium subscriber. Non-U.S. participants will continue receiving payments via Stripe. Launched in beta in November 2025, X Money is now powered by Cross River Bank after a regulatory agreement was reached to address compliance concerns. X faces ongoing challenges with security threats targeting user accounts due to the increased use of its payment system. Despite these hurdles and limited availability outside the U.S., X continues pushing for broader adoption as part of its strategy to become an
Topics: creator payouts payment platform social media creators X Money