Weekly Survey of Mortgage Lenders with Lowest Rates Reveals Wide Gaps
The Yahoo Finance weekly survey highlights mortgage lenders offering some of the lowest annual percentage rates (APR) for 30-year fixed-rate conventional loans as of August 3, 2026. Navy Federal Credit Union leads with an APR of 6.406%, while Rocket Mortgage is at the bottom with a significantly higher rate. The survey shows that there's more than half a percentage point difference in rates among top lenders and even greater variation in fees. The data underscores how shopping around can lead to substantial savings, as most borrowers (56%) don't compare multiple offers before committing. Lenders such as Chase Home Loans, Citi Mortgage, and Truist also appear on the list with APRs ranging from 6.578% to 6.956%. Notably, major lenders like PNC Bank and Rocket Mortgage did not rank in the top ten based on APR. The survey uses generic assumptions for credit scores and down payments but notes that actual rates depend heavily on individual borrower profiles. The article also emphasizes the importance of considering APR rather than just interest rate when comparing mortgage offers.
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