Mortgage and Refinance Rates Drop Slightly on July 21, 2026

On Tuesday, July 21, 2026, average U.S. mortgage rates edged lower across multiple loan types according to Zillow data. The national averages for both purchase and refinance rates show declines in the 30-year fixed rate by 8.2 basis points and similar drops in other terms.

By Tim Manni · Tue, July 21, 2026 at 1:00 PM GMT+3 4 min read · Yahoo Finance ·

Mortgage and Refinance Rates Drop Slightly on July 21, 2026

Topics: housing market interest rates

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