HELOC Rates Remain Lower Than Home Equity Loan Rates as of June 29, 2026
As of Monday, June 29, 2026, HELOC rates are 61 basis points lower than home equity loan (HEL) rates. According to Curinos, the average HELOC rate is 7.25%, while HEL fixed rates stand at 7.86%. The choice between a HELOC and HEL depends on how borrowers plan to use their funds.
Topics: HELOC home equity loan interest rates