Federal student loan changes from the One Big Beautiful Bill Act take effect starting July 1, 2026

The One Big Beautiful Bill Act (OBBBA), signed by President Trump on July 4, 2025, is set to overhaul federal student loans beginning July 1, 2026. The changes include new repayment plans like the Repayment Assistance Plan and modifications affecting borrowing limits, forgiveness programs, and financial aid availability.

By Alicia Hahn · Editor & Content Strategist, Credit Cards Mon, June 22, 2026 at 8:23 PM GMT+3 1 min read · Yahoo Finance ·

Federal student loan changes from the One Big Beautiful Bill Act take effect starting July 1, 2026

Topics: federal student loans financial aid changes loan repayment plans One Big Beautiful Bill Act (OBBBA)

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