Homeowners May Face Uncovered Structural Damage Risks in Insurance Policies
Homeowners in California may discover that serious structural issues like erosion, landslides, and soil movement are often excluded from standard insurance policies. Alpha Structural highlights that these damages typically fall outside coverage unless caused by specific direct events, leading to significant out-of-pocket costs for homeowners. Deductibles can range from 10% to 25% of the home's insured value.
Topics: California_real_estate homeowners_insurance insurance_coverage structural_damage