OpenAI Launches ChatGPT Wallet to Enable Financial Transactions via Dots AI Agents

OpenAI has introduced 'ChatGPT Wallet,' a new feature designed to allow its Dots AI agents to execute purchases on behalf of users. Initially rolling out to ChatGPT Pro subscribers in the United States, the service supports major credit card providers including American Express, Chase, Mastercard, and Visa. To ensure security, every transaction requires biometric verification such as Face ID or fingerprint scanning. The system utilizes payment tokenization—similar to Apple Pay—to prevent actual credit card details from being shared with AI agents or third-party merchants. While current functionality requires manual user approval for each purchase, OpenAI plans to introduce delegated purchasing capabilities where users can set specific spending limits and categories for autonomous agent activity.

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