OpenAI Launches ChatGPT Wallet for AI Agent Purchases via Major Payment Partners
OpenAI has introduced 'ChatGPT Wallet,' a new payment feature designed to allow its 'dots' AI agents to execute purchases on behalf of users. Developed in partnership with American Express, Mastercard, and Visa, the service uses secure payment tokens to ensure that AI agents never access actual card details, allowing users to retain their existing credit card rewards and protections. The rollout is initially limited to OpenAI Pro subscribers over the age of 18 in the United States. This move represents a strategic push into AI-enabled commerce, building upon previous product discovery efforts and earlier attempts like 'Instant Checkout.' While OpenAI is not currently taking a transaction fee, the feature positions the company as a significant platform for agentic shopping and consumer task management.