Wintrust Reports Seventh Consecutive Quarter of Record Net Income
On its third-quarter earnings call on October 20, 2026, Wintrust Financial Corporation (WTFC) reported a seventh consecutive quarter of record net income. The regional bank attributed this performance to strong core deposit growth and stable lending margins that support expansion in the Midwestern U.S. Key highlights from the call include robust Illinois-based deposit growth at 9% year-over-year, interest rate hedges maintaining a steady net interest margin near 3.5%, and proactive credit risk management keeping nonperforming loans low at around 0.3%. Executives expressed confidence in continued loan and deposit growth for Q4. Wintrust's leadership emphasized its disciplined approach to capital preservation, customer service focus, and strategic positioning against larger competitors. The company remains optimistic about maintaining strong returns as it enters the new year.