Fair Isaac (FICO) Reports Strong Q4 2026 Results Driven by Scores and Software Growth
Fair Isaac (FICO) reported robust fourth-quarter fiscal 2026 results, with revenue reaching $657 million, a 27% increase year-over-year. The growth was fueled by significant performance in the Scores segment, which saw a 33% rise driven by B2B pricing gains, and the Software segment, where platform-specific revenue surged by 84%. Despite high interest rates impacting mortgage volumes, mortgage origination revenue increased by 72% due to higher unit prices. Financial health remains strong with full-year free cash flow increasing 40% to $1.034 billion and the company retiring approximately 10% of outstanding shares through $3.028 billion in repurchases. However, management noted headwinds including elevated interest rates affecting mortgage affordability and a $65 million legal settlement accrual related to antitrust class action lawsuits regarding its Scores business.
Tickers: $FICO
Topics: EPS mortgage origination net income revenue growth software revenue