Ethos Reports Q3 2026 Results with 151% Revenue Growth and Raised Full-Year Guidance
Ethos (LIFE) delivered exceptional third-quarter results for 2026, reporting total revenue of $235.2 million, a 151% increase year-over-year. This growth was fueled by massive expansion in both direct and third-party distribution channels, with the latter seeing a 209% surge due to rapid agency scaling. The company's Adjusted EBITDA reached $34.9 million, exceeding previous guidance by 45% and yielding a Rule of 40 score of 166. Despite a slight decline in Average Revenue per Unit (ARPU) caused by a shift toward whole life products, Ethos demonstrated strong operational efficiency with gross profit margins at 98%. Management raised its full-year revenue guidance to a range of $838 million to $842 million and increased Adjusted EBITDA expectations following the quarter's outperformance. The company maintains a robust liquidity position with $290 million in total cash and investments.
Tickers: $LIFE
Topics: EBITDA financial performance policy activation revenue growth