Horizon Bancorp Reports Q3 2026 Growth Driven by Commercial Lending and Strong Capital Position
Horizon Bancorp (HBNC) reported its third-quarter 2026 earnings, highlighting an annualized return on average assets exceeding 1.7% alongside mid-single-digit growth in both loans and deposits. The bank is successfully expanding its commercial and industrial (C&I) lending portfolio by capturing market share from disrupted regional competitors. Management noted a significant increase in the Common Equity Tier 1 (CET1) capital ratio, which rose to 11.53%. This strengthened capital position provides the institution with flexibility for organic growth, strategic allocations, or shareholder buybacks. The bank remains focused on efficient balance sheet expansion and fee income growth through treasury management services.
Tickers: $HBNC
Topics: banking capital adequacy commercial lending earnings report