Federal Home Loan Bank of Cincinnati Reports Q3 2026 Net Income of $126 Million
The Federal Home Loan Bank (FHLB) of Cincinnati released its unaudited financial results for the third quarter ended September 30, 2026. The bank reported a net income of $126 million, representing an $18 million decrease compared to the same period in 2025. This decline was primarily attributed to lower average interest rates and reduced spreads on advances and mortgage loans held for portfolio. Despite the dip in earnings, the FHLB maintained a strong financial position with total assets of $124.3 billion and GAAP capital of $6.6 billion. The bank's regulatory capital-to-assets ratio stood at 5.36%, exceeding the required minimum. Additionally, the institution continued its mission-driven activities, accruing $40 million for the Affordable Housing Program (AHP) during the first nine months of the year.
Topics: financial results interest rates liquidity funding net income