First Financial Bancorp Reports Record Q3 2026 Earnings with Highest Per-Share Profits
First Financial Bancorp (FFBC) delivered record-breaking financial results for the third quarter of 2026, headlined by an adjusted EPS of $0.84—an 11% year-over-year increase and a company milestone. Total revenue reached $273.9 million, bolstered by a strong net interest margin (NIM) of 4.07% and record fee revenue of $77.6 million, which now accounts for 28% of total revenue. Despite the robust top-line performance, the company faced some headwinds including a decline in tangible common equity to 7.81% due to unrealized losses on its investment portfolio caused by rising interest rates. Additionally, classified assets rose to 1.26% following the downgrade of a single investor commercial real estate relationship. Management remains optimistic for Q4, providing NIM guidance between 4.08% and 4.12%.

Tickers: $FFBC
Topics: EPS Loan Portfolio Net Income Net Interest Margin Revenue Growth
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