Union Home Mortgage Selected for USDA Rural Development Pilot Program
Union Home Mortgage (UHM) has been selected as one of only six lenders nationwide to participate in the U.S. Department of Agriculture's (USDA) expanded Delegated Authority Lender Interactive Test Environment (LITE) Pilot Program. Starting December 1, 2026, this initiative aims to streamline the Single Family Housing Guaranteed Loan Program by granting participating lenders greater authority over loan approvals and closing processes. The program is designed to accelerate mortgage processing timelines for eligible low- and moderate-income borrowers in rural communities. By reducing pre-closing approval requirements from the USDA, UHM will be able to offer more efficient financing solutions, including 100% financing options, while maintaining strict underwriting standards.
