2026 Longevity Preparedness Index Reveals Stagnant Readiness Among Americans
The second annual Longevity Preparedness Index (LPI), released by John Hancock and MIT AgeLab, indicates that American readiness for longer lives has remained stagnant. US adults scored an average of 60 out of 100, showing no year-over-year improvement from 2025 despite rising awareness regarding longevity challenges. The report identifies significant gaps in preparedness, particularly in the areas of care (43/100), home (56/100), and health (56/100). Conversely, Americans scored highest in community engagement (71) and social connection (69). The data suggests that while awareness is growing, systemic support in policy, workplace, and healthcare has not kept pace with increasing life expectancies. Financial professionals play a critical role in bridging these gaps; individuals working with advisors scored significantly higher across all domains compared to those who do not. John Hancock is leveraging these insights to expand its 'aging-well' platforms and health-tech integrations to assist clients in navigating long-term care and financial planning.
Topics: Aging demographics Financial preparedness Healthcare readiness Longevity Preparedness Index