NCD Launches Medicare Advantage Dental Comparison Tool for CY2027 Renewals
NCD, an ancillary health insurance solutions provider, has launched a new online tool to help agents compare dental benefits across nearly 5,049 Medicare Advantage plans for the upcoming CY2027 year. The tool uses publicly available data from CMS and allows agents to analyze changes in annual maximums, deductibles, cost sharing, frequency limits, prior authorization requirements, and added or dropped categories between CY2026 and CY2027. Key findings include that 31% of Medicare Advantage members are in plans reducing their dental benefit's annual maximum by about $500 on average for 2027. Additionally, 15% face increased coinsurance on at least one comprehensive service while only a small percentage see improvements without trade-offs. The tool also highlights significant plan turnover: over 1,000 CY2026 plans are not in the new filings and nearly 1,000 new ones have been introduced for CY2027. The NCD Dental Comparison Tool is designed to help agents better understand dental benefit changes so they can guide clients through renewal decisions. It provides a clear view of how embedded dental benefits evolve each year and whether standalone plans might be more suitable in certain cases.
