Checkr Expands Mortgage Verification Offering with New Data and Partnerships
Checkr has expanded its mortgage offering by integrating new data sources, employer connections, and income qualification capabilities. The company entered the mortgage market in 2025 through the acquisition of Truework and further strengthened its platform via additional investments like acquiring Truv in August 2026 and partnering with Workday in September 2026. The expansion aims to address growing challenges for lenders as borrower income becomes more complex. According to research by Checkr's former subsidiary, the share of mortgage applicants experiencing unstable incomes rose from 50% in 2022 to 62% in 2025. The platform now verifies over 97% of U.S. workers and has a 75% completion rate. Industry feedback highlights that Checkr's offering is helping lenders reduce manual work, lower costs, and better assess diverse income types such as self-employment or rental income. Stifel’s survey found it to be the largest volume-shifting verification platform among firms processing over 100,000 mortgages annually.
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Topics: acquisition data integration income verification lending technology