Mortgage Rates Rise Again in Early September 2026
On Sunday, September 20, 2026, mortgage rates across multiple loan types increased compared to the previous week. According to Zillow data, the national average for a 30-year fixed-rate mortgage rose by 13 basis points to 7.04%, while other products like the 5/1 ARM climbed as well. The increase reflects ongoing market dynamics and lender pricing adjustments. The rise in rates affects both new home purchases and refinancing options, with refinance rates also showing similar upward trends for most terms. Borrowers are advised to consider these changes when evaluating their mortgage strategies or planning a purchase/refinancing decision this year. Zillow's data provides national averages rounded to the nearest hundredth. A mortgage payment calculator is available on financial platforms like Yahoo Finance, allowing users to estimate monthly payments based on home price, down payment size, loan term, and interest rate.
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Topics: mortgage rates refinance rates Zillow data