Mortgage Rates Drop Slightly on Saturday, September 19, 2026
On Saturday, September 19, 2026, mortgage rates in the U.S. saw a modest decline across multiple loan types according to Zillow data. The national average for the 30-year fixed-rate mortgage dropped by one basis point to 7.04%, while both the 20-year and 5/1 ARM rates fell by ten basis points each, reaching 6.82% and 7.04%, respectively. Refinance rates also moved lower across most categories, with similar trends observed for VA loans. These changes reflect ongoing market dynamics influenced by broader economic conditions and lender behavior. The article includes a mortgage payment calculator to help potential borrowers understand how these rate movements might affect their monthly payments. The data is presented as national averages rounded to the nearest hundredth of a percent, offering consumers an overview but not necessarily reflecting local or individual loan terms.
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Topics: mortgage rates refinance rates Zillow data