2027 Social Security Cost-of-Living Adjustment Expected to Be Between 3% and 4%
The U.S. Social Security Administration is expected to announce the 2027 cost-of-living adjustment (COLA) on October 14, 2026. Two of three required inflation data points are already available for calculation, with projections indicating a COLA between 3% and 4%. This would mark one of the largest increases since 2022. Based on Consumer Price Index (CPI-W) figures from July and August 2026, organizations like AARP, The Senior Citizens League, and independent analysts project adjustments ranging from 3.4% to 3.6%. These estimates suggest an average monthly increase of about $75 for retired workers. While September's inflation data could still influence the final COLA amount slightly, experts believe it is unlikely to deviate significantly due to stable housing costs and delayed impacts on energy price increases.
Topics: cost-of-living adjustment (COLA) inflation Social Security