US Retirement Assets Reach $51.2 Trillion as of June 30, 2026
As of June 30, 2026, total US retirement assets reached $51.2 trillion, reflecting a 7.9% increase from March 2026. These assets accounted for 33% of all household financial assets in the United States during that period. Individual Retirement Accounts (IRAs) held $19.9 trillion at the end of Q2 2026, up 9.2% quarter-over-quarter. Defined contribution plans totaled $15.0 trillion, with a significant portion—$10.8 trillion—in 401(k) accounts. Government defined benefit (DB) plans held $10.4 trillion in assets as of June 30, while private-sector DB plans had $3.2 trillion. Mutual funds played a central role in retirement savings, managing over half the assets in both IRAs and DC plans. In particular, equity mutual funds were most common within these accounts.
Topics: 401(k) plans defined contribution plans IRAs retirement assets