Mortgage Rates Rise Sharply in Latest Week
On Sunday, September 13, 2026, mortgage rates across multiple loan types saw significant increases compared to the previous week. According to Zillow data, the average national rate for a 30-year fixed mortgage rose by 24 basis points to 6.91%, while the 15-year fixed rate increased by 33 basis points to 6.37%. The 5/1 ARM also climbed by 21 basis points to 6.85%. These increases reflect a broader trend of rising borrowing costs, which could impact both homebuyers and refinancers. The rise in mortgage rates may be attributed to shifting economic conditions or investor sentiment ahead of key financial events. The data highlights the growing cost of homeownership as well as potential challenges for those seeking to refinance existing mortgages at more favorable terms. Rates provided are national averages, rounded to the nearest hundredth and sourced from Zillow's lender marketplace. The article also includes a mortgage payment calculator that helps users estimate their monthly payments based on home price, down payment, loan term, interest rate, taxes, insurance, and other fees.
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Topics: interest_rates real_estate