Mortgage Rates Rise for the Second Consecutive Day on September 12, 2026
On Saturday, September 12, 2026, mortgage rates in the U.S. increased for the second straight day according to average data from Zillow's lender marketplace. The national averages show a rise of up to 14 basis points across various fixed and adjustable-rate mortgages. The most notable increases include the 30-year fixed rate rising by 8 basis points to 6.91%, while the 15-year fixed increased by 14 basis points to 6.37%. Refinance rates also climbed, with similar trends observed across both purchase and refinance products. These upward movements in mortgage rates may impact homebuyers and refinancers who are already facing a challenging market environment since July. The Zillow data provides national averages rounded to the nearest hundredth for transparency.
Topics: housing market interest rates