SoFi Technologies Reports Strong Growth and High Rule of 40 Score at Investor Conference
At an investor conference in September 2026, SoFi Technologies highlighted strong financial performance with approximately 40% year-over-year revenue growth for each of the first two quarters. The company reported adjusted EBITDA margins near 30%, resulting in a Rule of 40 score of about 70—well above industry benchmarks and indicating robust balance between growth and profitability. SoFi also noted significant member engagement, adding 1.1 million members and 2.2 million products during the latest quarter. Its SoFi Plus subscription service reached over 200,000 paying subscribers with $24 million in annualized revenue. The company maintained strong financial flexibility through a funding structure where deposits accounted for 93% of its capital base. Management raised full-year revenue guidance despite anticipating one to two interest-rate hikes and emphasized continued product adoption across newer offerings.
Tickers: $SOFI
Topics: ebitda margins member engagement product adoption revenue growth