Kapital Secures $125M in New Financing from Tru Arrow Partners and Fasanara Capital
Kapital, an AI-powered financial institution based in Mexico City, has raised $125 million in new financing led by Tru Arrow Partners and Fasanara Capital. The funding will be used to accelerate product innovation and expand Kapital's presence across key markets including Mexico, the United States, Latin America, Europe, and beyond. Kapital plans to deepen its investment in proprietary AI platforms and data analytics tools to enhance its financial services ecosystem. Recent second-quarter results showed strong performance with net income of $50 million, a 220% year-over-year increase in loan portfolio size exceeding $1.7 billion, and deposit balances surpassing $3.5 billion after growing by 234%. The company also reported a non-performing loan ratio of 2.86% and an efficiency ratio of 34.9%, highlighting its financial discipline. Kapital has previously raised significant capital in earlier rounds, including a Series C round in September 2025 that valued the firm at over $1.3 billion. The company now serves more than 350,000 customers and is recognized as one of Mexico's leading AI unicorns.
Topics: AI B2B finance expansion Latin America Mexico United States