Visa, Mastercard, Fiserv Join Agentic Payments Alliance
Visa (V), Mastercard (MA), and Fiserv (FISV) have joined a new coalition called the Agentic Payments Alliance (APA). The APA is led by Rain, a stablecoin infrastructure company, with the goal of creating common standards for AI-driven commerce. This includes defining how autonomous AI agents handle digital identities, loyalty programs, fraud detection, and machine-to-machine payments before regulators step in. The alliance aims to unify fragmented protocols currently being developed independently by companies like Visa and Mastercard. By establishing cross-compatible platforms, the APA hopes to facilitate seamless communication between traditional finance systems and blockchain-based solutions. This could help accelerate growth in agentic commerce, where AI agents autonomously shop for products on behalf of users. For financial institutions involved, joining the APA offers strategic advantages. It allows them to maintain influence over transaction routing through their networks while adapting to a shift toward automated payments.
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Topics: agentic AI commerce Fiserv Mastercard payments industry standards Visa