Crypto IRAs are expanding retirement investment options
Traditional Individual Retirement Accounts (IRAs) have long been limited to stocks and funds. Now platforms like Unchained and Retired.com are enabling direct ownership of digital assets, including Bitcoin, within tax-advantaged accounts. Unchained offers a collaborative custody model for Bitcoin IRAs using multisig vaults that require two out of three keys—two held by the user and one by the company—to access funds. This approach is designed to provide enhanced security while maintaining regulatory clarity in an evolving market. Retired.com, which began as a crypto IRA platform in 2016, has expanded its offerings to include gold, real estate, private deals, and public markets within a single account. The company emphasizes diversification across asset classes rather than abandoning traditional retirement strategies.
Topics: crypto custody digital_assets IRAs