Advance America Launches FlexFund Line of Credit Based on Consumer Feedback
Advance America has launched FlexFund, an online line of credit designed based on insights from its January 2026 consumer survey. The product features a fee-based structure with no interest charges and offers flexible access to funds up to approved limits. Respondents emphasized the importance of transparency in fees and convenience through digital platforms. The company found that 56% of prospective borrowers prefer engaging lenders via mobile apps or websites, prompting FlexFund's fully online availability without requiring store visits. The product allows customers to borrow amounts as low as $50 with two upfront-disclosed fees: an Advance Fee at the time of borrowing and a Statement Fee based on monthly balances. FlexFund is currently available in seven states—Alabama, Delaware, Idaho, Kansas, Louisiana, South Carolina, and Wisconsin—with plans for expansion. The product reflects consumer demand for simplicity, transparency, and flexibility in financial services.
