Insurance Agent David Stroman Explains Common Gaps in Homeowners Insurance Coverage
David Stroman, an insurance agent with HelloNation, highlights common gaps in standard homeowners insurance policies. The article explains that typical coverage includes the home's structure, other structures on the property, personal belongings, and liability but often excludes slow damage from neglect, mold caused by maintenance issues, pest infestations, flood or earthquake damage unless separately insured.
Topics: homeowners insurance insurance coverage gaps risk management