HELOC and Home Equity Loan Rates Remain Nearly Identical on July 20, 2026

On Monday, July 20, 2026, the average HELOC rate is 7.23%, while fixed-rate home equity loans are at 7.36%. The difference between these rates stands at just 2 basis points according to Curinos.

By Tim Manni · Mon, July 20, 2026 at 1:00 PM GMT+3 4 min read · Yahoo Finance · July 20, 2026, 10:00 UTC

HELOC and Home Equity Loan Rates Remain Nearly Identical on July 20, 2026

Topics: HELOC rates home equity loan rates interest rate trends

Read the full article at Yahoo Finance

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