Small-Firm Workers Over 65 Face Hidden Risks in Health Insurance Coverage

Workers at small firms under 20 employees who delay enrolling in Medicare after turning 65 risk having their group health insurance become secondary, leading to large out-of-pocket costs. This issue is compounded by a permanent surcharge on future premiums for delayed enrollment.

By Michael Williams Sat, July 18, 2026 at 1:48 AM GMT+3 5 min read · Yahoo Finance ·

Small-Firm Workers Over 65 Face Hidden Risks in Health Insurance Coverage

Topics: employer health plans Medicare retirement insurance small business

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