Mortgage and Refinance Rates Drop on Saturday, July 18, 2026

On Saturday, July 18, 2026, mortgage rates across multiple loan types declined according to Zillow data. The average 30-year fixed rate fell by 4 basis points to 6.48%, while the 5/1 ARM dropped significantly by 29 basis points to 6.46%. These changes may influence homebuyers and refinancers considering their options.

By Tim Manni · Sat, July 18, 2026 at 1:00 PM GMT+3 6 min read · Yahoo Finance ·

Mortgage and Refinance Rates Drop on Saturday, July 18, 2026

Tickers: $ZG

Topics: interest_rates real_estate

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