Mortgage Purchase Rates Lower Than Refinance Rates on July 13, 2026

On Monday, July 13, 2026, mortgage purchase rates were lower than refinance rates across multiple loan types according to Zillow data. The 30-year fixed-rate purchase rate was at 6.44%, while the corresponding refinance rate stood higher at 6.52%. This trend also extended to other terms like 15-year and ARM loans.

By Tim Manni · Mon, July 13, 2026 at 1:00 PM GMT+3 6 min read · Yahoo Finance ·

Mortgage Purchase Rates Lower Than Refinance Rates on July 13, 2026

Tickers: $ZG

Topics: mortgage rates refinance rates Zillow data

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