IRA Assets Surpass 401(k) Plans, Driven by Rollovers
Individual retirement account (IRA) assets have surpassed those of 401(k) plans, with IRAs holding $19.2 trillion compared to $10.1 trillion in 401(k)s as of the end of 2025. The growth is largely due to rollovers from workplace retirement accounts rather than direct contributions, which are much lower.

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Topics: 401(k)s IRAs retirement planning rollovers