Medicare Premiums for Survivors Double Due to IRMAA Threshold Change
When a spouse dies, Medicare premiums can double due to the Income-Related Monthly Adjustment Amount (IRMAA) recalculating based on single-income thresholds. A survivor with $150,000 MAGI could see their Part B premium jump from $203 to $406 per month despite no change in income.
Topics: IRMAA Medicare retirement planning survivor benefits