Graduate Students Face Loan Access Challenges as Federal Funding Shrinks
New federal loan restrictions are limiting access to Grad PLUS loans for graduate students starting in the 2026-27 academic year, forcing many to seek private alternatives. These changes may disproportionately affect lower-income and non-professional program students due to stricter borrowing limits and credit requirements.
Topics: federal_loan_policy_changes graduate_degrees private_student_lenders