Zillow Analysis: How Long It Takes to Break Even on Homeownership by Metro Area
According to a new Zillow analysis, the national breakeven point for homeownership versus renting has improved to six years from its peak of 8.4 years in October 2023. The timeline varies significantly across metro areas, with some cities like Columbus and Memphis seeing break-even within four years while others such as San Francisco remain unprofitable over a 30-year period.
