Yiren Digital Reports Q4 2025 Earnings with Revenue Decline Amid Strategic Shift
Yiren Digital (YRD) reported a revenue decline of 1.5% in the fourth quarter due to its strategic focus on credit quality over loan growth, particularly during the second half of the year. Despite this, annual loan facilitation volume grew by 26%, driven mainly by strong performance in Q3 and early quarters.
Topics: cost_savings customer_acquisition delinquency_rates loan_facilitation revenue