Cross-Border Workers May Be Missing Out on Social Security Benefits Due to Lack of Awareness

The U.S.-Canada Totalization Agreement allows cross-border workers with less than ten years in one country to combine work credits and qualify for benefits. Many are unaware they can claim, leading them to lose out on significant monthly payments.

By Gerelyn Terzo Mon, June 1, 2026 at 2:23 PM GMT+3 5 min read · Yahoo Finance ·

Cross-Border Workers May Be Missing Out on Social Security Benefits Due to Lack of Awareness

Topics: cross-border workers Social Security benefits U.S.-Canada Totalization Agreement

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