AI Equity Liquidity Boosts Down Payments for Bay Area Luxury Homes
A Realtor.com® report reveals that the AI boom has led to increased down payments in the Bay Area luxury housing market. In 2025, buyers put a median of 35% on purchases—6.6 percentage points above pre-2023 levels—which translates to an additional $198,000 for entry-level homes priced at $3 million.
Topics: AI Bay Area real estate down payments equity liquidity luxury homes