Average U.S. Homeowners Face Annual Extra Housing Costs Exceeding $23,000
A March 2026 report from Clever Real Estate reveals that average annual homeownership costs beyond the mortgage exceed $23,686 in the U.S., with some reaching nearly $28,000 when HOA fees are included. These ongoing expenses—such as utilities and property taxes—are often volatile and can surpass expected housing budgets.
Topics: Fixed-rate mortgages HOA fees Homeownership costs Mortgage Property taxes