Federal Student Loan Interest Rates Expected to Rise Slightly for 2026-27 Academic Year
According to higher education expert Mark Kantrowitz, federal student loan interest rates are projected to increase slightly in the upcoming academic year (July 1, 2026 – June 30, 2027). The new rate is estimated at 6.52%, up from 6.39% for undergraduate loans, based on the May auction of the 10-year Treasury Note with a high-yield rate of 4.47%. This increase may impact over 42 million borrowers and add to the $1.6 trillion in outstanding federal student loan debt.
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