U.S. Household Debt Reaches $18.8 Trillion, With Mortgages Accounting for Majority
As of December 2025, U.S. household debt reached $18.8 trillion, with mortgages making up the largest portion at $13.17 trillion or approximately 70%. Credit card balances and auto loans also rose significantly during this period.
Topics: auto loans credit card balances household debt mortgages personal savings rate