KINGSTONE COMPANIES, INC. - 8-K Filing

Kingstone Companies reported Q1 2026 results with net premiums earned up 28% to $55.9 million and direct premiums written up 20% to $69.6 million, but a GAAP net combined ratio of 112.0%, driven by eleven winter catastrophe events in the Northeast U.S., led to a diluted net loss per share of -$0.40 compared to $0.27 in Q1 2025. The company reaffirmed its full-year guidance, including direct premiums written growth of 16-20% and an underlying combined ratio (excluding catastrophes) of 74-76%, with a net income per share range of $2.20 to $2.90. (Items: 2.02 Results of Operations and Financial Condition, 7.01 Regulation FD Disclosure, 9.01 Financial Statements and Exhibits)

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