Auto Debt Reaches $1.68 Trillion as Monthly Payments Rise
Auto debt in the U.S. has risen to $1.68 trillion as of the end of 2025, a 37% increase since late 2018. The average monthly auto loan payment has increased to over $680 from $506 during the same period, straining household budgets. The report highlights growing financial pressure on consumers due to higher vehicle prices and interest rates.
Topics: affordability auto debt consumer spending economic analysis loans