First Bank Reports Q4 2025 Earnings with Improved Net Interest Margin and Profitability
First Bank (FRBA) reported Q4 2025 earnings with a net interest margin of 3.7%, up 20 basis points from the same period in 2024. The bank saw improved profitability metrics, including a 1.21% return on average assets and a 12.58% return on tangible common equity. However, the bank expressed concerns over the performance of its small business loan products, citing higher-than-expected delinquency and charge-off rates.
Tickers: $FRBA
Topics: Credit Costs Earnings Loan Performance Net Interest Margin Return on Assets