FCF Reports Q4 2025 Earnings with Stronger Than Expected EPS and Improved Net Interest Margin

FCF reported Q4 2025 earnings with core EPS of $0.43 per share, beating estimates, alongside an expanded net interest margin to 3.98%. The company saw modest growth in deposits and loans, with net interest income rising due to strong commercial loan volume. Fee income remained flat, but the company highlighted its regional banking model as a long-term growth driver.

By Motley Fool Transcribing, The Motley Fool Tue, April 21, 2026 at 9:55 PM GMT+3 31 min read · Yahoo Finance ·

FCF Reports Q4 2025 Earnings with Stronger Than Expected EPS and Improved Net Interest Margin

Tickers: $FCF

Topics: Credit Losses Earnings Fee Income Financial Performance Net Interest Margin SBA Loans

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