HELOC and Home Equity Loan Rates Remain Stable on April 22, 2026
HELOC and home equity loan rates remained stable on April 22, 2026, with national averages at 7.24% for adjustable HELOC rates and 7.37% for fixed home equity loans. These rates are based on applicants with a minimum credit score of 780 and a CLTV of 70%. The stability is attributed to second mortgage rates being tied to the prime rate, currently at 6.75%.
Topics: HELOC rates home equity loan rates loan-to-value ratio mortgage rates prime rate